Chase

Credit Risk

Credit Risk

Comprehensive Non Payment Insurance

A highly specialised financial insurance product that solves capacity (capital and credit) constraints for banks and financial institutions by covering events of default under a loan agreement.

Why Chase Credit Risk?

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  • Chase understands the intricacies associated with debt structures, the underlying transaction and ultimate obligor.
  • Chase has a demonstrated capacity to understand risks, negotiate, structure and bind policies.
  • Our underwriting team has extensive experience in finance, across structures, diverse industries and geographies.
  • We will underwrite most bank template policy wordings with pre-approval.
  • Sophisticated underwriting assessment tool to enhance decision making and enabling fast turnaround for indications of appetite and capacity.

Capacity

  • Substantial line size with Proportional limits up to USD 30m.
  • Highly rated insurers supporting all bound policies / transactions.

Underwriting appetite

  • Broad coverage, covering the majority of asset classes.
  • Preference for secured, drawn transactions.
  • Initially Asia Pacific (excluding sanctioned countries).
  • Policy tenor up to 7 years with the ability to apply for longer tenor for specific asset classes (eg aviation and shipping).

Enhanced solutions

  • Proportional insurance products offered by Chase allow it to work alongside banks to develop required solutions.
  • Assist banks with credit limit and regulatory capital compliance on an undisclosed basis, providing a flexible, cost effective solution to enhance Risk Weighted Asset calculations.
  • Market standard terms exist with policies negotiated on an individual, transparent basis.
  • Improved Recovery Outcomes

Target sectors

  • Acquisitions
  • Aviation
  • Data centres
  • Healthcare
  • Infrastructure
  • Real estate (commercial, industrial, logistics, developments)
  • Shipping

Credit Risk Documents and Links

Contact

For more information or to obtain a quote please contact us.

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